In most cases, an IVA has no effect on a rent agreement that is already in place. That being said, you should still check your contract to ensure there isn't any clause which states that you cannot be insolvent while you reside at that address. Please note that your landlord won't be informed about your IVA (unless you include any rent.. An IVA can only cover one person, so the other person will still be responsible for the whole of the debt. It might not be a good idea to include joint debts in the IVA. You can't take out a joint IVA, but you and the other person might be able to take out individual IVAs that are connected - these are called 'interlocking' IVAs.

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Where you rent from the council or housing association, any current rent arrears you have can be included in your IVA. Providing you maintain the normal rent payments going forward and don't get into more arrears, you are unlikely to be evicted. Your rent is a priority payment. When calculating what you can afford to pay into your IVA, your.. 12/09/2023. Already in IVA, Property and IVA. You are allowed to move home during an IVA. However if possible it is often better to do so before starting the Arrangement or waiting until it is over. Included in this article: Can you move home during an IVA. Moving to a new rented property. Selling a property you own.